Sunday, August 2, 2009

can anyone advice me on what is the best pet insurance for our puppy?

He is ten weeks old and he is a labradoodle
Answers:
The two most popular pet insurance providers are VPI (Veterinary Pet Insurance), www.petinsurance.com, and the ASPCA Pet Insurance, www.aspcapetinsurance.com They both have plans ranging in cost from a few dollars a month for basic and/or emergency plans on up to full coverage plans that are higher priced. It's a good idea to get your new pup started on an insurance plan now since many of them don't cover pre-existing conditions. By signing him up now he has a better shot at being covered for any ailment that he may get, but hopefully he'll have a long, healthy life. Congrats on your new puppy!
This is always tough because there are so many different kinds. VIP seems like a good one. Also, the ASPCA offers pet insurance now and it seems good too. http://www.aspcapetinsurance.com/?utm_id.

They will give you a free quote online.
In general the best insurance is one that will cover the animal for life for any condition. Some companies cover for each condition only for a set amount of time or a set amount of money.
So if your dog had a long term health problem - e.g. hip dysplasia then they may only let you claim for treatment for one year or up to 拢2000 or so - then they put exclusions on your policy so you keep paying but cant claim for these problems and if you take out new insurance the problem wont be covered as its a pre-existing condition.
Look for insurance companies that `cover for life`

Obviously the better the cover the more expensive the insurance although you need to check the small print to make sure your getting what you want
I chose http://www.petshealthplan.com/ for my Shih Tzu.
If your funds are limited and your love for your pet is unlimited..ask your vet first! He may not recognize all kinds of insurance. My daughter's toy poodle had 2 breast lumps removed. Her bill was over a thousand dollars! Thankfully they worked out a payment plan she could handle.

Pet insurance is a wonderful plan! but check the coverage.
The SPCA has a good plan around 12-14$ a month for a dog. You can reach them online or call your local group..
We're big fans of Pets Best pet insurance. We had heard online that most companies only cover about half the bill so were willing to pay a few more dollars per month for the higher coverage, just in case of something big (like cancer or an accident, god forbid). Good luck!

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