My dog was classified as a dangerous dog because she is a pitt bull.
Answers:
Move to WA state, the home of the Pit Bull defense. All the BSL is just the bloody insurance companies trying to make an extra buck anyway. they're trying to put the Golden Retriever on the "dangerous dog" list!
Only one who could answer that is an insurance rep. If you have homeowners, ask them if it is covered under that and what you can raise the coverage to. I have not heard of it specifically for a dog, but it couldn't hurt to ask.
IF you can get it, I bet it would be expensive. I have never heard of a company that writes liability coverage on pets.
No insurance company in their right mind would give you coverage if your dog is legally classified as dangerous. Where do you live that they do that?
I doubt any insurance company will write this type of policy. It may fall under your homeowners insurance, but watch out if you make a claim on it for a attack by your dog(especially one already classified as dangerous,) then they may decline the claim and even cancel your insurance. They may decide that you are uninsurable due to your choice of pet. I know you may not want to do it, but for your financial security it may be best to pick a different type of dog to keep as a pet.
If you get your dog temperment tested or earn the CGC (canine good citizen) title from the AKC most insurers will insure restricted breeds. The CGC proves your dog is trained and well behaved around all sorts of people.
The odds are 99.9999% against it.
Many insurers are refusing to write homeowners or renters insuranace if you have certain breeds.
It could be crucial whether the clasification was by the result of statue so that it is a breed that per se is classified as dangerous or whether it was by court ruling specific to your dog.
Just keep a close eye on that dog! They are very sweet dogs to people! Just keep it away from all strangers and especially other dogs! As they are naturally dog aggressive! You could also deal with problems if your dog were to injure or even worse kill another dog!
My understanding is that Pets Best will be offering that kind of liability insurance by the end of the year. I think that's something that's just in the works, though, but should be available soon.
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Some insurance companys have umbrella policies that cover you up to 1 Million dollars. I don't know if it covers dog bites but you can check, but it usually goes along with your homeowners insurance it is inexpensive
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